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6 Investments That Built Millionaire Portfolios

Match each investment to your exact financial goal and start building wealth with confidence.

Based on: Our 6 Best Investments That Made Us Millionaires — We're Finally Sharing the Best Investments! by Our Rich Journey

Our 6 Best Investments That Made Us Millionaires — We're Finally Sharing the Best Investments!▶ Watch the source video on YouTube

Why You Need This Checklist

What if the reason your investments aren't working isn't the investments themselves — but the question you're asking before you pick them? Most people walk into the market asking 'is this a good investment?' But Amon and Christina from Our Rich Journey — self-made millionaires who built their wealth through the stock market and real estate — say that's the wrong question entirely. The right question is: is this a good investment for my specific goal? That one shift changes everything.

Here's the problem so many investors face: you're scrolling through ETFs, YouTube videos, Reddit threads, and finance forums, and everyone seems to have a different answer. One person swears by dividend stocks. Another says go all in on index funds. Someone else is pushing international exposure. You end up paralyzed, doing nothing, or worse — throwing money at something that doesn't actually fit what you're trying to accomplish. Meanwhile, inflation is chipping away at your savings account and time is slipping by.

Imagine instead having a clear, goal-first framework. You know exactly which investment matches growth ambitions, which one generates passive income you can live off, which one protects your cash from inflation, and which one gives you the liquidity to sleep at night. You're not guessing anymore — you're executing a plan that actual millionaires use in their own portfolios.

Amon and Christina have been investing since their FIRE journey began, and they've shared their real portfolio in this video — not hypotheticals, not sponsored picks. They walk through six specific Vanguard funds they personally hold, explain exactly why each one fits a different financial goal, and give you the data: expense ratios, 10-year returns, minimum investments, and top holdings. This is the kind of transparent, numbers-backed guidance that typically costs hundreds of dollars in a financial planning session.

This PDF checklist distills every investment they cover into a clean, step-by-step action guide. For each of the six funds — VGT, VYM, VMFXX, VTIAX, VTSAX, and VIPSX — you'll find the key stats, what goal it serves, what to watch out for, and exactly how to get started. Stop letting confusion keep you on the sidelines. Use this checklist to identify your goal, match it to the right investment, and take your first real step toward building a portfolio that works for you.

What's Inside — Preview

Every checklist item comes with actionable notes to guide you — things like "Don't forget to do this before you start," "Avoid this common mistake," or "Set a reminder for 30 days out." Nothing vague, just clear next steps.

DECIDE Identify your primary investment goal before selecting any fund
BUY If your goal is GROWTH: Invest in VGT — Vanguard's Information Technology ETF
BUY If your goal is INCOME: Invest in VYM — Vanguard's High Dividend Yield ETF
BUY If your goal is LIQUIDITY or STABILITY: Invest in VMFXX — Vanguard's Federal Money Market Fund
BUY If your goal is INTERNATIONAL EXPOSURE: Invest in VTIAX — Vanguard's Total International Stock Index Fund

+ 11 more action items inside...

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