Invest Your Money in the Right Order
Follow this 10-step framework to build wealth the smart way, from emergency fund to alternative investments.
Based on: The Best Order to Invest Your Money (Step-by-Step) by ClearValue Tax
Follow this 10-step framework to build wealth the smart way, from emergency fund to alternative investments.
Based on: The Best Order to Invest Your Money (Step-by-Step) by ClearValue Tax
What if you've been investing in the wrong order this whole time? Most people jump straight into picking stocks or opening a brokerage account without ever setting up the foundation that actually makes wealth-building work. And that one misstep could be quietly costing you thousands of dollars every single year.
Here's the uncomfortable truth: if you're carrying a credit card balance at 23% interest while hoping your investments earn 10%, the math is working against you. If you're skipping your employer's 401k match to chase individual stocks, you're leaving a 100% guaranteed return on the table. If you don't have an emergency fund, one unexpected car repair or medical bill could force you to liquidate your investments at exactly the wrong moment. Sound familiar? You're not alone — and the good news is, the fix is simpler than you think.
Imagine having a clear, step-by-step roadmap that tells you exactly where to put every dollar, in the right order, so your money works as hard as possible. No more second-guessing whether you should fund your Roth IRA before your 401k. No more wondering if an HSA is worth it. No more staring at a brokerage account wondering if you even should have opened one yet. Just a clean, logical sequence that builds your financial foundation layer by layer — and then accelerates your wealth from there.
Brian from ClearValue Tax has spent years breaking down complex tax and investment strategies into practical, everyday guidance that regular people can actually use. In this video, he lays out his personal framework for the optimal order to invest your money — and it covers everything from emergency funds and employer matches to HSAs, Roth IRAs, taxable brokerage accounts, real estate, 529 plans, and beyond. His approach is grounded in real math, real tax strategy, and real-world experience, including his own rental properties and investment accounts.
This PDF checklist distills every step from Brian's framework into a clean, actionable guide you can print out and follow right now. Each step tells you exactly what to do, why it matters, and what to watch out for. Work through it in order and you'll build the kind of financial foundation that quietly compounds in the background while your friends and coworkers are still wondering where to start. Follow the steps, stay disciplined, and let the compounding do its thing.
Every checklist item comes with actionable notes to guide you — things like "Don't forget to do this before you start," "Avoid this common mistake," or "Set a reminder for 30 days out." Nothing vague, just clear next steps.
+ 7 more action items inside...
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