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Top 10 Crypto Tax Strategies Save More Now

Follow this checklist to legally minimize your crypto tax bill using every strategy Mark J. Kohler and Mat Sorensen recommend.

Based on: Top 10 Crypto Tax Strategy of 2026 | The Main Street Business Podcast | Mark J Kohler & Mat Sorensen by Mark J Kohler

Top 10 Crypto Tax Strategy of 2026 | The Main Street Business Podcast | Mark J Kohler & Mat Sorensen▶ Watch the source video on YouTube

Why You Need This Checklist

What if the IRS was handing you a legal permission slip to pay less tax on your crypto gains — and you just didn't know where to sign? Most crypto investors are overpaying taxes by thousands of dollars every year, not because the law forces them to, but because nobody handed them a clear, actionable roadmap. You're watching your portfolio climb, but when tax season hits, a brutal chunk of those gains disappears. It doesn't have to be that way.

Here's the frustrating truth: the tax code actually favors crypto investors in ways it does not favor stock traders. No wash sale rules. A genuine 0% capital gains rate for eligible earners. Tax-free growth inside a Roth IRA. Charitable trusts that let you sell millions without triggering immediate tax. Opportunity zones that defer and potentially eliminate gains entirely. These are not loopholes — they are built into the law. But if you don't know them, you simply hand that money to the IRS.

Imagine finishing this tax year with a strategy in place that legally shields your gains, grows your crypto inside tax-free accounts, harvests your losses at exactly the right moment, and positions you to reinvest proceeds into bonus-depreciation assets that wipe out taxable income. That is what crypto investors who work with people like Mark J. Kohler and Mat Sorensen actually experience.

Mark and Mat are both tax lawyers and crypto investors themselves. They have held national crypto tax summits, set up hundreds of charitable remainder trusts, and have been guiding clients through these exact strategies since 2017. This is not YouTube theory — it is the same framework their law firm, KKOS Lawyers, and their self-directed IRA company, Directed IRA, use with real clients every day across the country.

This checklist distills their complete Top 10 Crypto Tax Strategy breakdown into a step-by-step action guide you can work through right now. Every strategy is covered — from harvesting gains and losses at the right bracket, to setting up a crypto Roth IRA, to using an S-corp for mining income, to the lazy 1031 exchange. Take this checklist, sit down before year-end, and start checking off every step. Your future self will thank you.

What's Inside — Preview

Every checklist item comes with actionable notes to guide you — things like "Don't forget to do this before you start," "Avoid this common mistake," or "Set a reminder for 30 days out." Nothing vague, just clear next steps.

DECIDE Determine whether your crypto activity generates capital gains, short-term gains, or active income — before applying any strategy
DO Strategically harvest gains and losses across your portfolio to minimize your net taxable crypto income for the year
CHECK Identify your exact long-term capital gains tax bracket before selling any crypto held over 12 months
BUILD Open a self-directed crypto Roth IRA and make your annual maximum contribution in cryptocurrency
DO If you have a 401k through your employer or your own small business, purchase an additional $20,000–$30,000 of crypto inside that 401k annually

+ 10 more action items inside...

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